How to cancel an insurance contract
All French contracts are automaticaly renewed each year .
Many cancellation must give 2 or 3 months notice ("préavis").
You must consider the renewal date called "Echéance principale " or
" Echéance anniversaire" . This date is always written on your last policy.
Cancellation must mainly be sent
with a recorded delivery letter "Lettre recommandée"
And date of payment can be
different of renewall ....
Let us deal
with it !
If you miss that "préavis", the contract may be cancelled within 20 days
after the renewal document is sent by the previous insurer ( keep the stamped enveloppe ! )
Some contracts can now be cancelled without this notice but only
after one year of insurance.
This is allowed
by Loi Hamon ( 01/2015
).
This concerns only
Car / motorcycle insurance and House insurance
*
Cancellation must be made only by the new insurer for House renters and Car because those are obligatory
* Other
contracts can be canceled simply by you
* Health
insurance is not involved into this Loi Hamon
Some "small" non
obligatory contracts can be cancelled without any "préavis"
Advice : To be sure, ask your Agent to deal with that job for
you !
We will do it with pleasure and no charge
.
